Ghafir (Arabic: غافر, ghāfir; meaning: “The All-Forgiving”, referring to God), also known as Al-Muʼmin (Arabic: المؤمن, ’al-mu’min; meaning: The Believer), is the 40th chapter (sūrah) of the Qur’an, with 85 verses (āyāt).
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هُوَ ٱلَّذِى خَلَقَكُم مِّن تُرَابٍۢ ثُمَّ مِن نُّطْفَةٍۢ ثُمَّ مِنْ عَلَقَةٍۢ ثُمَّ يُخْرِجُكُمْ طِفْلًۭا ثُمَّ لِتَبْلُغُوٓا۟ أَشُدَّكُمْ ثُمَّ لِتَكُونُوا۟ شُيُوخًۭاۚ وَمِنكُم مَّن يُتَوَفَّىٰ مِن قَبْلُۖ وَلِتَبْلُغُوٓا۟ أَجَلًۭا مُّسَمًّۭى وَلَعَلَّكُمْ تَعْقِلُونَ ‎
‏هُوَ ٱلَّذِى يُحْىِۦ وَيُمِيتُۖ فَإِذَا قَضَىٰٓ أَمْرًۭا فَإِنَّمَا يَقُولُ لَهُۥ كُن فَيَكُونُ
There are seven Surahs (al-Mu’min, HaMim al-Sajdah, al-Shura, al-Zukhruf, al-Dukhan, al-Jathiyah, al-Ahqaf) that begin with the word “HaMim”. Thus these seven Surahs are also called “al-Hawamim”. These are Surahs of Da’wah, inviting people to believe in Allah, take advantage of the mercy of Allah. There is solace and comfort in these Surahs for the Believers who were persecuted because of their faith and they are given the good news that the truth will prevail.
وہی تو ہے جس نے تم کو (پہلے) مٹی سے پیدا کیا۔ 
پھر نطفہ بنا کر پھر لوتھڑا بنا کر پھر تم کو نکالتا ہے 
(کہ تم) بچّے (ہوتے ہو) پھر تم اپنی جوانی کو پہنچتے ہو۔ پھر بوڑھے ہوجاتے ہو۔ 
اور کوئی تم میں سے پہلے ہی مرجاتا ہے اور تم (موت کے) وقت مقرر تک پہنچ جاتے ہو اور تاکہ تم سمجھو 
وہی تو ہے جو زندہ کرتا ہے اور مارتا ہے ۔ 
پھر جب وہ کوئی کام کرنا (اور کسی کو پیدا کرنا) چاہتا ہے تو اس سے کہہ دیتا ہے کہ ہوجا تو وہ جاتا ہے
The Qur’an is from Allah who is both Merciful and Severe in Punishment. Warnings to the non-believers and comfort to the believers.
The failure of the disbelievers. The Day of Judgment belongs to Allah.
A lesson from the history of Prophet Moses -peace be upon him. Even the mighty Pharaoh and his army could not help him against the wrath of Allah.
A Believer from the Pharaoh’s people declared his faith. His conversation with his people.
The false leaders will take their people to hell.
Allah helps the Prophets and their followers.
The Glory of Allah. Allah has power over life and death.
The fate of the un-believers will be bad.
Take lessons from the past history. After the judgment comes, repentance makes no difference.

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