O believers ! When you contract a loan for a fixed period of time, commit it to writing. Let the scribe maintain justice between the parties. The scribe should not refuse to write as Allah has taught them to write. They will write what the debtor dictates, bearing Allah in mind and not defrauding the debt. If the debtor is incompetent, weak, or unable to dictate, let their guardian dictate for them with justice. Call upon two of your men to witness. If two men cannot be found, then one man and two women of your choice will witness—so if one of the women forgets the other may remind her. The witnesses must not refuse when they are summoned. You must not be against writing ˹contracts˺ for a fixed period—whether the sum is small or great. This is more just ˹for you˺ in the sight of Allah, and more convenient to establish evidence and remove doubts. However, if you conduct an immediate transaction among yourselves, then there is no need for you to record it, but call upon witnesses when a deal is finalized. Let no harm come to the scribe or witnesses. If you do, then you have gravely exceeded ˹your limits˺. Be mindful of Allah, for Allah ˹is the One Who˺ teaches you. And Allah has ˹perfect˺ knowledge of all things.Quran 2:282
Al-Baqara, alternatively transliterated Al-Baqarah (Arabic: البقرة, ’al-baqarah; lit. “The Heifer” or “The Cow”), is the second and longest chapter (surah) of the Quran.
It consists of 286 verses (āyāt)
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يَٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓا۟ إِذَا تَدَايَنتُم بِدَيْنٍ إِلَىٰٓ أَجَلٍۢ مُّسَمًّۭى فَٱكْتُبُوهُ ۚ 
وَلْيَكْتُب بَّيْنَكُمْ كَاتِبٌۢ بِٱلْعَدْلِ ۚ وَلَا يَأْبَ كَاتِبٌ أَن يَكْتُبَ كَمَا عَلَّمَهُ ٱللَّهُ ۚ 
فَلْيَكْتُبْ وَلْيُمْلِلِ ٱلَّذِى عَلَيْهِ ٱلْحَقُّ وَلْيَتَّقِ ٱللَّهَ رَبَّهُۥ وَلَا يَبْخَسْ مِنْهُ شَيْـًۭٔا ۚ 
فَإِن كَانَ ٱلَّذِى عَلَيْهِ ٱلْحَقُّ سَفِيهًا أَوْ ضَعِيفًا أَوْ لَا يَسْتَطِيعُ أَن يُمِلَّ هُوَ فَلْيُمْلِلْ وَلِيُّهُۥ بِٱلْعَدْلِ ۚ وَٱسْتَشْهِدُوا۟ شَهِيدَيْنِ مِن رِّجَالِكُمْ ۖ فَإِن لَّمْ يَكُونَا رَجُلَيْنِ فَرَجُلٌۭ وَٱمْرَأَتَانِ مِمَّن تَرْضَوْنَ مِنَ ٱلشُّهَدَآءِ أَن تَضِلَّ إِحْدَىٰهُمَا فَتُذَكِّرَ إِحْدَىٰهُمَا ٱلْأُخْرَىٰ ۚ وَلَا يَأْبَ ٱلشُّهَدَآءُ إِذَا مَا دُعُوا۟ ۚ وَلَا تَسْـَٔمُوٓا۟ أَن تَكْتُبُوهُ صَغِيرًا أَوْ كَبِيرًا إِلَىٰٓ أَجَلِهِۦ ۚ 
ذَلِكُمْ أَقْسَطُ عِندَ ٱللَّهِ وَأَقْوَمُ لِلشَّهَدَةِ وَأَدْنَىٰٓ أَلَّا تَرْتَابُوٓا۟ ۖ إِلَّآ أَن تَكُونَ تِجَرَةً حَاضِرَةًۭ تُدِيرُونَهَا بَيْنَكُمْ فَلَيْسَ عَلَيْكُمْ جُنَاحٌ أَلَّا تَكْتُبُوهَا ۗ وَأَشْهِدُوٓا۟ إِذَا تَبَايَعْتُمْ ۚ 
وَلَا يُضَآرَّ كَاتِبٌۭ وَلَا شَهِيدٌۭ ۚ وَإِن تَفْعَلُوا۟ فَإِنَّهُۥ فُسُوقٌۢ بِكُمْ ۗ 
وَٱتَّقُوا۟ ٱللَّهَ ۖ وَيُعَلِّمُكُمُ ٱللَّهُ ۗ وَٱللَّهُ بِكُلِّ شَىْءٍ عَلِيمٌۭ
The surah encompasses a variety of topics and contains several commands for Muslims such as enjoining fasting on the believer during the month of Ramadan; forbidding interest or usury (riba); and several famous verses such as The Throne Verse, Al-Baqara 256, and the final two or three verses. The surah addresses a wide variety of topics, including substantial amounts of law, and retells stories of Adam, Ibrahim (Abraham) and Musa (Moses). A major theme is guidance: urging the pagans (Al-Mushrikeen) and the Jews of Medina to embrace Islam, and warning them and the hypocrites (Munafiqun) of the fate God had visited in the past on those who failed to heed his call.
مومنو! جب تم آپس میں کسی میعاد معین کے لئے قرض کا معاملہ کرنے لگو تو اس کو لکھ لیا کرو اور لکھنے والا تم میں (کسی کا نقصان نہ کرے بلکہ) انصاف سے لکھے نیز لکھنے والا جیسا اسے خدا نے سکھایا ہے لکھنے سے انکار بھی نہ کرے اور دستاویز لکھ دے۔ 
اور جو شخص قرض لے وہی (دستاویز کا) مضمون بول کر لکھوائے اور خدا سے کہ اس کا مالک ہے خوف کرے اور زر قرض میں سے کچھ کم نہ لکھوائے۔ 
اور اگر قرض لینے والا بےعقل یا ضعیف ہو یا مضمون لکھوانے کی قابلیت نہ رکھتا ہو تو جو اس کا ولی ہو وہ انصاف کے ساتھ مضمون لکھوائے۔ 
اور اپنے میں سے دو مردوں کو (ایسے معاملے کے) گواہ کرلیا کرو۔ اور اگر دو مرد نہ ہوں تو ایک مرد اور دو عورتیں جن کو تم گواہ پسند کرو (کافی ہیں) کہ اگر ان میں سے ایک بھول جائے گی تو دوسری اسے یاد دلادے گی۔ اور جب گواہ (گواہی کے لئے طلب کئے جائیں تو انکار نہ کریں۔ 
اور قرض تھوڑا ہو یا بہت اس (کی دستاویز) کے لکھنے میں کاہلی نہ کرنا۔ 
یہ بات خدا کے نزدیک نہایت قرین انصاف ہے اور شہادت کے لئے بھی یہ بہت درست طریقہ ہے۔ اس سے تمہیں کسی طرح کا شک وہ شبہ بھی نہیں پڑے گا۔ 
ہاں اگر سودا دست بدست ہو جو تم آپس میں لیتے دیتے ہو تو اگر (ایسے معاملے کی) دستاویز نہ لکھوتو تم پر کچھ گناہ نہیں۔ اور جب خرید وفروخت کیا کرو تو بھی گواہ کرلیا کرو۔ 
اور کاتب دستاویز اور گواہ (معاملہ کرنے والوں کا) کسی طرح نقصان نہ کریں۔ 
اگر تم (لوگ) ایسا کرو تو یہ تمہارے لئے گناہ کی بات ہے۔ 
اور خدا سے ڈرو اور (دیکھو کہ) وہ تم کو (کیسی مفید باتیں) سکھاتا ہے اور خدا ہر چیز سے واقف ہے
Sections:
The Book of Guidance for those who want to be righteous. The difference between the believers and the non-believers.
The hypocrites: their sickness, mischief and self-deception.
Mankind, worship Allah alone. Make no partners in Allah’s divinity. The challenge of the Qur’an. This Book will guide many but many will remain in error. The character of those who shall remain in error.
The story of the creation of Adam. Allah’s plan and promise to send His guidance from time to time through His prophets.
Address to Bani Israel to accept this message. Allah’s covenant must be fulfilled.
Warnings to those who stray from the covenant of God. How some from among the Children of Israel turned away from God’s teachings.
God’s blessings on the Children of Israel and their transgressions.
The real recipients of Divine salvation. The hesitation of Bani Israel in sacrificing the cow.
Some perversions of those who were supposed to follow the law of God.
Basic principles of God’s Covenant with the Children of Israel.
Some of them were arrogant to follow the teachings of their prophets, some rejected the prophets or tried to kill them, some worshipped the calf, disobeyed God’s commands and became too greedy for the life of this world.
Opposition and enmity towards the Prophets, following devils and magic.
Reminders to the Believers to follow these examples. Stay firm on your principles. Some among the People of the Book will try to mislead you with false claims and assertions.
The true guidance of Allah is here. Read the Book of Allah and follow it.
The great example of Prophet Ibrahim. He and his son built the Ka’bah and prayed for a Prophet to come.
Prophet Ibrahim –peace be upon him- submitted to Allah and this is the message that he and his sons gave to their progeny.
The change of Qiblah and the response of the hypocrites and fools. Those who have knowledge know that this is the true Qiblah of all the Prophets.

Follow this direction wherever you are. This is the universal Qiblah for all.
Believers will be tried but they should be firm and steadfast and must face the trials with patience and prayers.
Allah’s signs and His bounties are everywhere. The polytheists and idolaters are misplacing their loyalties.
Believers should eat good and permissible food and should never follow the steps of the devil.
The true piety and righteousness. Some rules related to the punishment of murderers. The rules of bequests.
Fasting and Ramadan: the objective of fasting and some rules.
Rules of Hajj, fighting those who expelled Muslims from their homes.
No fighting during Hajj, rather seek God’s bounty when you return from Hajj.
Appreciate God’s bounties. All human beings were originally one community. Divisions came later. Be generous and defend your self and your faith.
Some important questions answered: War in the sacred months, wine and gambling, charity, orphans’ money, divorced women and their situation.
The laws of divorce
Continuation of the laws of divorce.
Rules on the remarriage of the divorced women or the widowers.
Further rules of divorce
Fighting in the cause of God: Israelites
Under the leadership of Prophet David the victory came over the forces of Goliath.
Emphasis on charity. To Allah belong everything. His Throne extends to heaven and earth. No compulsion in religion. Allah brings out people from darkness unto light.
Allah’s power over life and death, some examples: Prophet Ibrahim’s dialogue with Namrood, a man in the valley of dead (probably Prophet Ezekiel’s vision of Jerusalem), Prophet Ibrahim asks Allah how will He raise the dead to life. Allah’s answer to Prophet Ibrahim.
Allah blesses charity: some examples of how Allah blesses charity
Emphasis on charity: spend good things, give openly and secretly to the poor and needy.
Prohibition of usuary (riba) and its bad effects on individuals and society
Some rules on loan transactions
Conclusion and prayer: Everything in the heaven and earth belong to Allah, the prayer of the believers.

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