Were it not that people might ˹be tempted to˺ become one community ˹of disbelievers˺, We would have supplied the homes of ˹only˺ those who disbelieve in the Most Compassionate with silver roofs and ˹silver˺ stairways to ascend, as well as ˹silver˺ gates and thrones to recline on, and ornaments ˹of gold˺. Yet all this is no more than a ˹fleeting˺ enjoyment in this worldly life. ˹But˺ the Hereafter with your Lord is ˹only˺ for those mindful ˹of Him˺.Quran 43:33~35
The Surah takes its name from the Ayat, وَزُخْرُفًا ۚ وَإِن كُلُّ ذَٰلِكَ لَمَّا مَتَاعُ الْحَيَاةِ الدُّنْيَا ۚ وَالْآخِرَةُ عِندَ رَبِّكَ لِلْمُتَّقِينَ “And gold ornament. But all that is not but the enjoyment of worldly life. And the Hereafter with your Lord is for the righteous.” (43:35) There are 89 Ayat in this Surah.
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وَلَوۡلَاۤ أَن یَكُونَ ٱلنَّاسُ 
أُمَّةࣰ وَ ٰحِدَةࣰ لَّجَعَلۡنَا لِمَن یَكۡفُرُ بِٱلرَّحۡمَـٰنِ
 لِبُیُوتِهِمۡ سُقُفࣰا مِّن فِضَّةࣲ وَمَعَارِجَ عَلَیۡهَا یَظۡهَرُونَ
وَلِبُیُوتِهِمۡ أَبۡوَ ٰبࣰا وَسُرُرًا عَلَیۡهَا یَتَّكِءُونَ وَزُخۡرُفࣰاۚ وَإِن كُلُّ ذَ ٰلِكَ 
لَمَّا مَتَـٰعُ ٱلۡحَیَوٰةِ ٱلدُّنۡیَاۚ وَٱلۡءَاخِرَةُ
عِندَ رَبِّكَ لِلۡمُتَّقِینَ
The Surah tells us that the revelation is a mercy from Allah. Allah chooses whosoever He wills to give His revelation. The worldly goods and riches do not necessarily mean that a person is best in the sight of Allah. The real value comes from following the truth and righteousness.
اور اگر یہ خیال نہ ہوتا کہ سب لوگ ایک ہی جماعت ہوجائیں گے تو جو لوگ خدا سے انکار کرتے ہیں 
ہم ان کے گھروں کی چھتیں چاندی کی بنا دیتے اور سیڑھیاں (بھی) جن پر وہ چڑھتے ہیں 
اور ان کے گھروں کے دروازے بھی اور تخت بھی جن پر تکیہ لگاتے ہیں 
اور (خوب) تجمل وآرائش (کردیتے) 

اور یہ سب دنیا کی زندگی کا تھوڑا سا سامان ہے۔ 

اور آخرت تمہارے پروردگار کے ہاں پرہیزگاروں کے لئے ہے
Sections:
This revelation is given to people in Arabic so that they may understand. The revelation is a mercy from Allah.
Shirk and blind following of ancestors are major problems of non-believers.
Allah chooses the Prophets and Messengers according to His wisdom. The worldly riches do not mean much in the sight of Allah.
Those who forget Allah come under the influence of the Satan.
Pharaoh’s response to Prophet Moses. Allah’s punishment came against Pharaoh and his people.
Jesus’ Message was also changed by some of his people.
The Believers will succeed in the Hereafter.